Should you establish a special savings for healthcare expenses when you retire?
Well likely you've heard some startling figures how much healthcare will cost you in retirement. The reality is no one really knows what you'll need. So many variables... medicare viability... rx cost... chronic illness... long term care needs, etc.
There are many ways to save for healthcare in retirement, with Health Savings Accounts at the top of the list with their triple tax benefits, however is the HSA enough, especially if you are just getting started?
Talk to your accountant, financial advisor or insurance agent. Consider opening a special account at your financial institution for healthcare funds. No matter what you do, do something and rest assured you never be blamed for over saving!
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